Stop Calls from 18009556600: What You Need to Know
Introduction:18009556600
Getting repeated calls from 18009556600 can be stressful and confusing. This number is linked to a real debt collection agency, not a scam. It often appears as Capital One, but the calls usually come from Northland Group or Radius Global Solutions. Knowing your rights and how to respond is key to stopping the calls. This guide explains everything you need to do.
| Aspect | Fact | Figure/Detail |
|---|---|---|
| Caller Number | Source of frequent debt-related calls | 1800-955-6600 |
| Associated Company | The agency making the calls | Northland Group (a subsidiary of Radius Global Solutions) |
| Represented Creditor | Original creditor linked to the debt | Capital One |
| Call Frequency | Frequency of contact reported by users | Often daily or multiple times per week |
| Call Type | Nature of calls | Robocalls or prerecorded voice messages |
| Time Restrictions (FDCPA) | Legal hours for debt collection calls | Between 8:00 AM and 9:00 PM (local time) |
| User Rights (FDCPA) | Legal protection from harassment | Can request validation, limit contact, or send a Cease & Desist |
| Contact to Request Cease/Validation | Valid line to verify debt or stop contact | Radius Global: 888-287-5711 |
| Debt Validation Request Period | Time to request validation after first contact | 30 days |
| Legal Action Risk | Possibility if debt remains unpaid | May result in a debt collection lawsuit |
| FTC Complaint Number | Where to report violations | 877-382-4357 |
| CFPB Complaint Line | Alternative federal reporting agency | 855-411-2372 |
| Cease and Desist Impact | Stops communication from collector | Must be honored legally once received |
| Do Not Call Registry | Applicability to debt collectors | Not applicable |
How to Stop Calls From 18009556600
Getting repeated calls from 18009556600 can be stressful. At first, you may not think much of it. But as the calls continue, it can start to feel overwhelming. These calls usually come from a company trying to collect a debt.
The number 18009556600 is often linked to a well-known financial institution. However, the calls may actually be coming from a third-party collection agency. This agency may be working for the bank or may have bought your debt. Either way, you have legal rights and options to make the calls stop.
Many people don’t know what to do when they get a call like this. They may ignore it or assume it’s a scam. But in most cases, these calls are from a real company trying to collect a valid debt. It’s important to know how to respond in a way that protects your credit and your peace of mind.
In this article, you will learn who is calling, why they are calling, and how to stop the calls. We will also share how to ask for debt validation and how to send a Cease and Desist letter. If the matter goes to court, you’ll also know how to respond properly. Let’s look at the facts and the steps you can take.
Key Facts About 18009556600 Calls
| Aspect | Details |
|---|---|
| Caller ID | Often shows as Capital One |
| Real Source | Northland Group (debt collection) |
| Reason for Call | Collecting past-due debt |
| Parent Company | Radius Global Solutions |
| Legal Status | Legitimate debt collector |
| Contact Number | 888-287-5711 |
| Your Rights | Protected under FDCPA |
| First Step | Ask for debt validation |
| Way to Stop Calls | Send a Cease and Desist letter |
| If Sued | File a legal response to the court |
Who Is Behind 18009556600?
The Name You See
When you answer a call from 18009556600, it may say it’s from Capital One. But this may not be fully accurate. The call is likely from a debt collector hired by Capital One.
The Real Caller
The number is tied to Northland Group. This is a collection agency. It collects debt on behalf of other companies. It may also own your debt now.
Why You’re Getting Calls
You may have missed a payment or defaulted on a loan. Capital One or the agency wants to collect. The call is part of that process. They are trying to get a response from you.
What You Should Do First
Don’t Ignore the Call
It’s tempting to block or avoid these calls. But doing nothing can make things worse. The agency may escalate the situation. They may even file a lawsuit.
Request Debt Validation
Ask the caller for a debt validation. You have the right to know the details. Request the original amount and the creditor’s name. Ask for proof that you owe the debt.
Contact the Right Company
Instead of speaking to robocalls, call the agency directly. You can call Radius Global Solutions at 888-287-5711. They manage Northland Group’s activities.
Know Your Legal Rights
Rules That Protect You
The Fair Debt Collection Practices Act (FDCPA) protects you. It stops collectors from using abusive tactics. It also limits when and how they can contact you.
Collectors Cannot
- Call before 8 a.m. or after 9 p.m.
- Talk to your family or coworkers about your debt
- Refuse to verify the debt when asked
- Continue calling after receiving a Cease and Desist letter
You Can Report Abuse
If they break the rules, you can report them. Contact the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB). These agencies can investigate your complaint.
How to Make the Calls Stop
Write a Cease and Desist Letter
A Cease and Desist letter tells the agency to stop calling. It must be sent in writing. Once they get it, they must stop contacting you by phone.
What Happens Next
They may still try other ways to collect. They could file a lawsuit. But they cannot keep calling if you told them to stop in writing.
What to Include
The letter should include your name, the account number, and a clear request to stop calls. Keep a copy for your records. Send it by certified mail if possible.
If They Sue You
Don’t Ignore Court Papers
If you get sued, you must respond. Ignoring it can lead to a default judgment. This may allow them to garnish your wages or take money from your account.
Respond With a Legal Answer
You can file an “Answer” to the court. This tells your side of the story. You can admit, deny, or ask for more info about the claims.
Get Help if Needed
If you’re unsure, look for legal help. Some websites like SoloSuit offer tools to help you respond. These tools guide you step-by-step.
Final Tips to Handle 18009556600
Stay Calm and Take Action
Debt collectors want you to panic. But you have rights. Stay calm and handle the situation step by step.
Keep Records
Document every call and letter. Keep copies of your responses. These can help you later if there’s a legal issue.
Consider Settling the Debt
You may be able to settle the debt. Some collectors accept less than the full amount. Get the agreement in writing before you pay.
Conclusion
If you’re getting frequent calls from 18009556600, it’s likely a debt collector working for Capital One. The number is tied to Northland Group and its parent company, Radius Global Solutions. These calls may be legal, but you still have rights under the FDCPA. You can ask for debt validation, send a Cease and Desist letter, or set up a payment plan. Always respond to collection notices to avoid a lawsuit. Taking action early can save you stress, protect your credit, and stop the calls.
FAQs
What is 18009556600?
It is a toll-free number used by Northland Group, a debt collector for Capital One.
Is 18009556600 a scam?
No. It is a real debt collection number. However, always verify the debt before taking any action.
Can I stop calls from 18009556600?
Yes. You can request debt validation or send a Cease and Desist letter to stop further calls.
What happens if I ignore the calls?
Ignoring the calls may lead to legal action or a lawsuit for unpaid debt.
How can I verify the debt?
Send a Debt Validation Letter within 30 days of the first contact. This forces the collector to prove the debt.
What are my rights under the FDCPA?
Collectors can’t call before 8 AM or after 9 PM, can’t harass you, and must stop calling after a Cease and Desist.
Can I report harassment?
Yes. File a complaint with the FTC at 877-382-4357 or the CFPB at 855-411-2372.
